For information only — not investment, financial, or tax advice. This calculator estimates results based on the inputs you provide. It does not constitute professional advice and infoz.com is not a CPA, EA, attorney, or registered investment adviser. Tax laws change. Individual circumstances vary. Consult a qualified professional licensed in your jurisdiction before making any financial decision.
Headline pension facts for 19jurisdictions: statutory age, mandatory contribution rates (employee + employer), and the plain-English withdrawal-tax rule. Each page links to the country's official pension authority.
| Country | Scheme | State age | Employee |
|---|---|---|---|
| US United States (Federal) | Social Security + 401(k) | 67 | 6.20% |
| UK United Kingdom (England/Wales/NI) | State Pension + Workplace + SIPP | 67 | 8.00% |
| AU Australia | Superannuation | 67 | 0.00% |
| SG Singapore | CPF (Central Provident Fund) | 65 | 20.00% |
| CA Canada (Federal only) | CPP / QPP + RRSP + TFSA + OAS | 65 | 5.95% |
| DE Germany | Gesetzliche Rentenversicherung + bAV | 67 | 9.30% |
| FR France | Régime de base + complémentaire (Agirc-Arrco) | 64 | 7.10% |
| IE Ireland | State Pension + Occupational + PRSA | 66 | 4.00% |
| NL Netherlands | AOW + Workplace pension (2nd pillar) | 67 | 17.90% |
| JP Japan | Kosei Nenkin + Kokumin Nenkin + iDeCo / NISA | 65 | 9.15% |
| KR Korea | National Pension Service (NPS) | 63 | 4.50% |
| ES Spain | Sistema de Seguridad Social + Plan de pensiones | 67 | 6.35% |
| IT Italy | INPS + TFR | 67 | 9.20% |
| BR Brazil | RGPS (INSS) + previdência privada | 65 | 7.50% |
| MX Mexico | AFORE (Sistema de Ahorro para el Retiro) | 65 | 1.13% |
| IN India | EPF / EPS + NPS | 58 | 12.00% |
| ZA South Africa | Provident / Pension / Retirement Annuity | 60 | 0.00% |
| AE United Arab Emirates | GPSSA (citizens) + EOSB / DEWS for expats | 60 | 5.00% |
| NZ New Zealand | NZ Superannuation + KiwiSaver | 65 | 4.00% |
Figures are statutory headline rates from each country's pension authority as of late-2025 / early-2026. Means-tested top-ups, sub-national variations, and supplementary scheme branches (survivor, disability, etc.) are out of scope here — the per-country page links to the authoritative source for the full picture.