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New State Pension £230.25/wk (2025/26) needs 35 NICs years for full rate. Auto-enrolment workplace pension: 8% minimum total (5% employee + 3% employer) on qualifying earnings.
State pension age
67
Earliest reduced age
—
Employee contribution
8.00%
Employer contribution
13.80%
25% pension commencement lump sum (PCLS) tax-free up to LSA cap; remainder taxed as income.
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Last reviewed
April 28, 2026
Reviewed by
infoz Editorial Team — Editor, Web Publishing Corp
UK retirement system — pension age, contribution rates, and withdrawal-tax treatment compiled from official scheme publications.
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