For information only — not investment, financial, or tax advice. This calculator estimates results based on the inputs you provide. It does not constitute professional advice and infoz.com is not a CPA, EA, attorney, or registered investment adviser. Tax laws change. Individual circumstances vary. Consult a qualified professional licensed in your jurisdiction before making any financial decision.
CPP enhanced: 5.95% each on YMPE ($71,300 in 2026), plus CPP2 4% on band $71,300-$81,200. OAS available from 65 (clawback above ~$93k). RRSP limit 18% of prior-year earned income, max $32,490 (2026).
State pension age
65
Earliest reduced age
60
Employee contribution
5.95%
Employer contribution
5.95%
RRSP: ordinary income on withdrawal. TFSA: tax-free. CPP/OAS: taxable.
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Last reviewed
April 28, 2026
Reviewed by
infoz Editorial Team — Editor, Web Publishing Corp
CA retirement system — pension age, contribution rates, and withdrawal-tax treatment compiled from official scheme publications.
Numbers, schedules, and source citations on this page are checked against primary sources during each review cycle. Spot something outdated or wrong? Report an inaccuracy — we triage every report within 7 days.