For information only — not investment, financial, or tax advice. This calculator estimates results based on the inputs you provide. It does not constitute professional advice and infoz.com is not a CPA, EA, attorney, or registered investment adviser. Tax laws change. Individual circumstances vary. Consult a qualified professional licensed in your jurisdiction before making any financial decision.
Mexico has two main lender groups: Infonavit / Fovissste (state-employee housing funds) for moderate-income borrowers, and commercial banks for higher segments. UDI-indexed loans (linked to inflation unit) coexist with peso-denominated fixed.
Typical fixed-rate band
9.50–13.00%
2026 headline range
Typical floating / variable
10.50–13.50%
Tracker / SVR / EBLR / EIBOR / SORA…
Max LTV
90%
Typical deposit 10%
Typical term
20 yrs
Rare — most lenders waive
Pre-populated with the median fixed rate, typical deposit %, and typical term from MX lenders. Override any input. Stamp / transfer / property tax not modeled — see the sources block below for binding affordability rules.
Loan amount
MX$3,600,000
LTV 90.00%
Monthly P&I
MX$37,773
20y at 11.25%
Total interest
MX$5,465,572
Total cost MX$9,065,572
Stamp / transfer / property tax differs widely by jurisdiction and is not modeled here. See the country's sources block below for the binding rules.
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What this calculator does NOT cover:
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Last reviewed
April 28, 2026
Reviewed by
infoz Editorial Team — Editor, Web Publishing Corp
MX mortgage market — typical rate bands and structural quirks compiled from each country's central-bank statistical release for 2026.
Numbers, schedules, and source citations on this page are checked against primary sources during each review cycle. Spot something outdated or wrong? Report an inaccuracy — we triage every report within 7 days.