Mid-market rate 1 GBP = 1.882835 AUD (ECB reference, 2026-04-28). Below: how much australian dollar the recipient actually receives at three common send sizes, after each provider's margin + fixed fee.
At a $5K-equivalent transfer, Wise delivers A$197.72 more to the recipient than Western Union — a 2.11% end-to-end difference.
| Provider | Recipient gets | Total cost |
|---|---|---|
RevolutCheapest App-native; free within plan limits, then ~0.5–1% margin. | A$1,873.42 | £5.00 0.5% |
Wise Mid-market FX with a small explicit fee. | A$1,872.27 | £5.61 0.56% |
OFX No fixed fee; B2B-grade margins on $1K+ transfers. | A$1,866.83 | £8.50 0.85% |
Xe Established broker; competitive on mid-size transfers. | A$1,864.95 | £9.50 0.95% |
Western Union Largest cash-pickup network globally; pricier on FX. | A$1,828.95 | £28.62 2.86% |
Remitly Remittance-focused; cash-pickup networks in receiving countries. | — | — |
| Provider | Recipient gets | Total cost |
|---|---|---|
WiseCheapest Mid-market FX with a small explicit fee. | A$9,369.72 | £23.61 0.47% |
Revolut App-native; free within plan limits, then ~0.5–1% margin. | A$9,367.10 | £25.00 0.5% |
OFX No fixed fee; B2B-grade margins on $1K+ transfers. | A$9,334.15 | £42.50 0.85% |
Xe Established broker; competitive on mid-size transfers. | A$9,324.74 | £47.50 0.95% |
Western Union Largest cash-pickup network globally; pricier on FX. | A$9,172.00 | £128.62 2.57% |
Remitly Remittance-focused; cash-pickup networks in receiving countries. | — | — |
| Provider | Recipient gets | Total cost |
|---|---|---|
WiseCheapest Mid-market FX with a small explicit fee. | A$18,741.53 | £46.11 0.46% |
Revolut App-native; free within plan limits, then ~0.5–1% margin. | A$18,734.20 | £50.00 0.5% |
OFX No fixed fee; B2B-grade margins on $1K+ transfers. | A$18,668.30 | £85.00 0.85% |
Xe Established broker; competitive on mid-size transfers. | A$18,649.48 | £95.00 0.95% |
Western Union Largest cash-pickup network globally; pricier on FX. | A$18,350.82 | £253.62 2.54% |
Remitly Remittance-focused; cash-pickup networks in receiving countries. | — | — |
For each provider:
Provider margins are typical retail-customer figures observed on each provider's own price calculator across major corridors (last reviewed 2026-04-29). They vary by corridor, time of day, payment method, and account tier — get a real-time quote at the “Quote” link in the table for your exact transfer.
We assume bank-funded online transfers, which is the cheapest path everywhere we sampled. Debit / credit-card funding adds 1–3% on top across providers. Western Union's walk-in cash price is meaningfully worse than online; we model online.
Provider links are nofollow + sponsored. Not financial advice. See disclaimer.